Opticraft Community

i have built a large public bank, but i still need protection. The bank will give loans of up to 750 and you can also buy aprivate vault. i am saving up for a diamond pstone because I need to cover everything, even the underground vaults. i am asking for $ donations to fund me to buy the ps. please consider donating!! (donators of 2500 or more get a free vault.)

Why would we put our valuables in a bank? Why not just our own locked chests?

You realize our chests can absolutely NEVER be broken into right? Only moderators and above rank can do this, and I don't think they would be breaking the rules if they are enforcing them. The chests can never be broken into, so why make a bank that you could possibly break into yourself? Not that you would do that, but some people wouldnt have enough trust in others to do that.

Hey, maybe this guy wants to provide a service that locked chests can't; the payment of interest.
Banks work by loaning the money customers deposit to businesses, other banks and other people who need loans and having them pay a little bit extra when they repay the loan. Perhaps this guy wants to allow the protection of items for interest by...I dunno, selling them to people and using some of that money to buy the item again for a cheaper price, and drawing the profit from the money left over? It could work.

Quote from: 72Volt on August 28, 2012, 09:33:03 PM
Hey, maybe this guy wants to provide a service that locked chests can't; the payment of interest.
Banks work by loaning the money customers deposit to businesses, other banks and other people who need loans and having them pay a little bit extra when they repay the loan. Perhaps this guy wants to allow the protection of items for interest by...I dunno, selling them to people and using some of that money to buy the item again for a cheaper price, and drawing the profit from the money left over? It could work.

Sorry not to into the idea of letting another person be resonsable for my stuff....no matter who it is...even if it was alicia or drunz

Not even if it's worth the interest?

Even if the idea of giving him stuff isnt good the idea of loans is:)
And at a reliable steady rate of intrest

Nice necro post

its a good idea but it wont work, ive tried it with my own town. but i dont give out loans cuz ppl wouldnt pay them back, they would take the money once and run cuz no one will think about a long term idea.
   with my bank i took in money, wrote it down on a sign with their name, and added interest every week. the problem is, the interest comes out of my own money.
   my bank is still running but thats cuz i dont have anyone living in my town anymore :p

What if it's only for members
Also there's a first time for everything

It's always hard for new ppl to get money so i wouldn't trust it. I remember it took me forever to get 7k :p

Quote from: N8MATTHEWS on October 02, 2012, 07:51:55 PM
Nice necro post