Discussion forum > Suggestions
A Bank
Hasan (Tabooti):
--- Quote from: mcoon1 on November 15, 2012, 08:59:11 pm ---It might be useful if it is used like a real life bank:
-Main Function is loaning money.
-Can only loan up to the sum of what people have deposited in bank (plus a certain amount of money that is used as a backup)
-Encourage members to deposit money in bank by offering a small interest return on accounts.
-Loans are only available to TRUSTED rank or above, and priority is based on amount asked for and (higher ranked individuals, longer time on server, etc.)
-Loan rates are based on amount of money in the bank at start of each day.
I think that this could really be nice for people looking to start big projects that are fairly resource intensive.
--- End quote ---
There's no way to enforce loans. Plus, Opticraft is pretty close to Laissez-faire capitalism, Where the 'government' doesn't involve itself with player-based trades.
I mean, You aren't even protected if someone went back on a deal. So I don't see how a loaning system would be secured by the server. I mean you can be a complete douchebag and loan 100,000$ from someone, and not pay it back.
And the rules don't protect you *Unless of course they decided to improve it a bit*.
NathanialJones:
I like the idea, but there's plenty of problems.
What if someone took 100,000$ from the bank bought tons of protection stones places them everywhere and leaves the server.
SalsaInABowl:
--- Quote from: NathanialJones on November 16, 2012, 09:15:02 pm ---I like the idea, but there's plenty of problems.
What if someone took 100,000$ from the bank bought tons of protection stones places them everywhere and leaves the server.
--- End quote ---
--- Quote from: mcoon1 on November 15, 2012, 08:59:11 pm ---It might be useful if it is used like a real life bank:
-Main Function is loaning money.
-Can only loan up to the sum of what people have deposited in bank (plus a certain amount of money that is used as a backup)
-Encourage members to deposit money in bank by offering a small interest return on accounts.
-Loans are only available to TRUSTED rank or above, and priority is based on amount asked for and (higher ranked individuals, longer time on server, etc.)
-Loan rates are based on amount of money in the bank at start of each day.
I think that this could really be nice for people looking to start big projects that are fairly resource intensive.
--- End quote ---
--- Quote from: SnapeTheSnipe on November 15, 2012, 11:27:50 pm ---This is becoming a terrible topic. Loans to trusted only? Losing your house? Going in debt? People, this is Minecraft! Save the getting evicted and crap for real life or go play The Sims.
--- End quote ---
--- Quote from: Hasan (Tabooti) on November 16, 2012, 06:11:32 am ---
--- Quote from: mcoon1 on November 15, 2012, 08:59:11 pm ---It might be useful if it is used like a real life bank:
-Main Function is loaning money.
-Can only loan up to the sum of what people have deposited in bank (plus a certain amount of money that is used as a backup)
-Encourage members to deposit money in bank by offering a small interest return on accounts.
-Loans are only available to TRUSTED rank or above, and priority is based on amount asked for and (higher ranked individuals, longer time on server, etc.)
-Loan rates are based on amount of money in the bank at start of each day.
I think that this could really be nice for people looking to start big projects that are fairly resource intensive.
--- End quote ---
There's no way to enforce loans. Plus, Opticraft is pretty close to Laissez-faire capitalism, Where the 'government' doesn't involve itself with player-based trades.
I mean, You aren't even protected if someone went back on a deal. So I don't see how a loaning system would be secured by the server. I mean you can be a complete douchebag and loan 100,000$ from someone, and not pay it back.
And the rules don't protect you *Unless of course they decided to improve it a bit*.
--- End quote ---
All the reasons we need to lock this topic. I think this would be a terrible idea. Sorry if there was a bit of quote spam.
piggyz:
i think banks would be pointless
Navigation
[0] Message Index
[*] Previous page
Go to full version