Discussion forum > Suggestions
A Bank
mcoon1:
It might be useful if it is used like a real life bank:
-Main Function is loaning money.
-Can only loan up to the sum of what people have deposited in bank (plus a certain amount of money that is used as a backup)
-Encourage members to deposit money in bank by offering a small interest return on accounts.
-Loans are only available to TRUSTED rank or above, and priority is based on amount asked for and (higher ranked individuals, longer time on server, etc.)
-Loan rates are based on amount of money in the bank at start of each day.
I think that this could really be nice for people looking to start big projects that are fairly resource intensive.
zwaan111:
--- Quote from: mcoon1 on November 15, 2012, 08:59:11 pm ---It might be useful if it is used like a real life bank:
-Main Function is loaning money.
-Can only loan up to the sum of what people have deposited in bank (plus a certain amount of money that is used as a backup)
-Encourage members to deposit money in bank by offering a small interest return on accounts.
-Loans are only available to TRUSTED rank or above, and priority is based on amount asked for and (higher ranked individuals, longer time on server, etc.)
-Loan rates are based on amount of money in the bank at start of each day.
I think that this could really be nice for people looking to start big projects that are fairly resource intensive.
--- End quote ---
just no,
1. this would make trusteds+ able to spend more money than they actually have, what would give trusteds+ a huge advantage. this wouldnt be fair towards the other (nontrusted) players.
2. the problem of intrest is that the more money you have on the bank, the more money you will get. this means that rich players will get even richer in a short period of time (300k on the bank = 10k every 3 days). and poor players stay poor
SalsaInABowl:
This is becoming a terrible topic. Loans to trusted only? Losing your house? Going in debt? People, this is Minecraft! Save the getting evicted and crap for real life or go play The Sims.
iGenerator:
I like having all my money on me, banks are pointless
SalsaInABowl:
--- Quote from: iGenerator on November 16, 2012, 03:54:08 am ---I like having all my money on me, banks are pointless
--- End quote ---
Nuff said.
Navigation
[0] Message Index
[#] Next page
[*] Previous page
Go to full version